Rupicard : Build CIBIL Score

Welcome to the world of Rupicard! Rupicard is India’s #1 FD credit card that is helping millions of Indians build their credit score. How can you get your Rupicard credit card? It’s a one-step process. Just book an FD (Fixed Deposit) with our RBI-approved banking partner SBM Bank, and that’s it! And, of course, you earn up to 7% p.a. interest on your FD too.

Rupicard app is your dedicated, feature-rich and secure mobile app that puts you in complete control of your Rupicard FD credit card. From gaining full access to your credit card and Fixed Deposit (FD) to tracking your spends, this powerful app has been designed to make your life easier.

Why Rupicard?
Rupicard is an FD credit card, meaning it is a credit card with the benefits of an FD. Here’s why you should choose Rupicard FD Credit Card:
✅100% assured approval 👍🏻
✅ Up to 7% p.a. FD interest rate*
✅ No credit score checks
✅ No joining fees
✅ No income proof
✅ Increase your credit limit
✅ 45-Day free credit period
✅ Instant cash withdrawal

Why book an FD to get Rupicard?
If you're someone who is facing challenges in getting a traditional credit card because of no income proof or low CIBIL score, Rupicard’s FD credit card is a great option for you. Your Fixed Deposit (FD) acts as collateral security. You get 90% of your total FD amount as credit limit.

One of the best advantages of having a FD-based credit card is that your FD continues to earn interest. So, not only can you use your Fixed Deposit for spending, but you can also earn interest on it at the same time! Plus, it's a safe investment choice.
The second big advantage is that it is a great credit score builder, which not only helps you build your credit score but also helps you improve it.

Is my FD safe with Rupicard?
✅ Your FD amount is totally safe and secure with our banking partner SBM (State Bank of Mauritius) regulated by the RBI.
✅ Your FD, up to Rs 5 Lakh, is insured by Deposit Insurance and Credit Guarantee Corporation (DICGC) which is a wholly-owned subsidiary of the RBI.

Where can I use Rupicard?
Rupicard can be used for online and offline transactions in stores. Rupicard can be used on UPI apps like GooglePay, PhonePe, Paytm, BHIM, etc. for:
✅ Utility bill payments like mobile phone recharge, electricity bills, gas cylinder booking, DTH recharge etc.
✅ Movie ticket bookings
✅ Online shopping via Amazon, Flipkart, Meesho, Nykaa, Myntra, and more
✅ Petrol, diesel, CNG payments at fuel stations
✅ Users can also swipe the Rupicard credit card at any store with a POS machine like supermarkets, malls, etc.

How to Use Rupicard to Build my Credit Score?
You get a free 45-day credit period with Rupicard. Start using your Rupicard FD Credit Card for utility payments via UPI apps, online shopping, and more. And then, you must clear all your credit card dues as soon as your statement is generated.

Payment history is one of the most crucial factors that holds around 35% weightage on the calculation of your credit score. Hence, as you start paying your Rupicard credit card dues on time every month, your credit score will gradually build and increase over time.

Why is a good CIBIL score important?
A good CIBIL score matters because it affects loan approvals, interest rates, and access to credit cards. A higher score signifies trustworthiness to lenders, facilitating easier access to credit and better borrowing terms. It shows lenders that you're reliable with money. It can also impact renting, insurance, and job prospects. In short, it's crucial for financial stability and opportunities.

Contact us
📞 Phone number: 080-69819393
📩 Email: support@rupicard.com

You can always connect with us via WhatsApp and Instagram for any queries.